March 7, 2024 On February 23rd, the Federal Deposit Insurance Corporation (FDIC) announced a consent order with Tennessee-based Lineage Bank regarding its third-party risk management program and financial technology (fintech) partners. This order underscores the regulatory attention on BaaS banks and fintech clients, signaling concerns about potential risks in the financial system.
Read MoreJanuary 23, 2024 Last year saw turmoil in the banking industry. The multiple bank failures of 2023 sparked regulatory intensity that will undoubtedly continue into 2024 and the federal agencies’ commitment to addressing key priorities before the fall election will fan the flames.
Read MoreJanuary 23, 2024 In 2023, bankers faced their most prolonged challenges to mergers since the 2008–2009 Global Liquidity Crisis. Optimism prevails for 2024. According to Bank Director's 2024 Bank M&A Survey, sponsored by Crowe, approximately one-third of bank executives and directors anticipate their bank will acquire another institution by the end of 2024.
Read MoreJanuary 22, 2024 Rising interest rates, structural shifts in remote working, and changes in retail sales and distribution are having a dramatic impact on commercial real estate. While delinquencies, distress, and fire sales haven't been widespread so far, there's a looming concern as a maturity refinancing wall approaches this year. Underwriting and valuations are expected to undergo significant changes in 2024.
Read MoreDecember 20, 2023 The FDIC issued a new FIL directive targeting institutions with high concentrations in Commercial Real Estate (CRE). Their guidance outlines specific criteria triggering heightened regulatory monitoring, signaling increased scrutiny during the next examination, or possibly sooner.
Read MoreNovember 30, 2023 Rising interest rates and the structural shift towards remote work are significantly impacting commercial real estate. While delinquencies, distress, and fire sales haven't been common to date, this may soon change. Banks play a crucial role in commercial real estate projects, and many loans made in better times are now maturing in challenging times.
Read MoreApril 4, 2023 - THE EXPLODING FINTECH SCENARIO, INVISIBLE TECHNOLOGY AND ARTIFICIAL INTELLIGENCE FEATURING STEPHEN CURRY - In a constantly changing environment, financial institutions are continuing to pursue ways to increase efficiencies, better productivity and increase profitability. Read More
March 15, 2023 - ENDURANCE ADVISORY FEATURED IN MANAGECFO MAGAZINE - Endurance Advisory featured by ManageCFO magazine for their fractional CFO and CRO successes. Read More
March 8, 2023 - LINEAGE BANK - LESSONS FOR BANKS OF ALL STRIPES BY STEPHEN CURRY - On February 23rd, the Federal Deposit Insurance Corporation (FDIC) announced a consent order with Tennessee-based Lineage Bank regarding its third-party risk management program and financial technology (fintech) partners. Read More
January 26, 2023 - NAVIGATING YOUR BANK’S M&A OPPORTUNITY IN 2024 BY ENDURANCE ADVISORY PARTNERS - In 2023, bankers faced their most prolonged challenges to mergers since the 2008–2009 Global Liquidity Crisis. Optimism prevails for 2024... Read More
December 22, 2023 - BANKADELIC: THE COLORFUL SIDE OF FINANCE TODAY - The marketing team at the popular Bankadelic podcast rolled out their final edition of 2023 featuring our leader, Stephen Curry. Read More
December 21, 2023 - IMPORTANT CONSIDERATIONS FOR BANKS WITH HIGH CRE EXPOSURE BY STEPHEN CURRY AND JASON PUMPELLY - Monday, the FDIC issued a new FIL directive targeting institutions with high CRE concentrations. Read More
As business confidence rises Scott Flowers discusses how business has changed in five key areas: employees, suppliers/partners, customers, community and technology.
Read MoreStephen Curry discuses the acceleration of digitization, and how the pandemic has forever changed how customers interact with businesses. Delaying adoption of digital will only limit your ability to compete and shorten the future of your business.
Read MoreStephen Curry discuses why it is imperative that financial institutions embrace digital strategies that encompass consumer-friendly digital platform in his byline for The Journal Record.
Read MoreIt is imperative for banks of all sizes to have a stated client selection strategy. In this article, Dr. Kathleen Gowin, offers a guide for sales management and provides insights for those in the role of compliance and audit with regards to the development of a client selection strategy that fits the needs of their bank.
Read MoreClient selection strategies can be used to guide the sales organization in client acquisition. If after the implementation of your client selection strategy, you discover current client relationships that fall outside the acceptable parameters of your strategy, it may be time to exit those relationships.
Read MoreStephen Curry provides insights around the mortgage IPO boom in his byline for National Mortgage News.
Read MorePumpelly brings 30 years of experience in capital markets to the table from his time at firms such as Cushman & Wakefield, Johnson Capital and HFF. His expertise on credit markets and access to debt and equity alternatives give Endurance clients a unique edge.
Read MoreWilliam Mills Agency, the nation’s largest independent public relations and marketing firm specializing in financial technology, has been selected by Endurance Advisory Partners as its public relations agency of record.
Read MoreEndurance Advisory Partners announced that it named Roger Beverage to its advisory board. Roger will serve a pivotal role and advise Endurance as it expands the business with a focus on helping financial institutions in the areas of strategic initiatives, risk, technology and operational insights to thrive in the competitive market of banking.
Read MoreA downturn in deals throughout 2020 meant that many banks paused efforts for growth, a position that can only be sustained for so long. Now, the challenges and changes wrought by the pandemic have a flip side: new opportunities for growth...“Consolidation is definitely in the winds,” said Stephen Curry, CEO of the bank consulting firm Endurance Advisory Partners.
Read MoreTwo of our experts, Larry Gordon and Dr. Kathleen Gowin, offer discussion about leveraging both technical and non-technical solutions to improve customer KYC processes in a video interview with Bank Info Security.
Read More“Those businesses expect ongoing cash inflows and outflows in Bitcoin, so it makes sense for them to hold a little excess Bitcoin to smooth the payment process. For them, holding Bitcoin is like a jeweler holding gold,” Patrick points out.
Read MoreThis advisory to insured state non-member banks and savings associations (FDIC-supervised institutions) reemphasizes the importance of strong capital, appropriate credit loss allowance levels, and robust credit risk-management practices when managing commercial real estate (CRE) concentrations. This advisory replaces an advisory issued in 20081 that emphasized these same points during a time when CRE market conditions had weakened, most notably in the construction and development (C&D) sector.
Read MoreWe are experiencing a level of regulatory intensity rarely seen— not the simple effect of “net-new” regulations but the combination of a high-volume of regulatory issuances, the complexity and breadth of regulatory supervision, and the impact that these changes impose across the organization.
Read MoreOne year ago, today the country shut down and I left my office for what I thought may be a few weeks. A few has turned into 52 and a new pandemic has changed the commercial office market in ways we never imagined a year ago.
Read MoreMany non-banks consider acquiring a bank (or establishing a de novo bank) to serve their customers and capture benefits afforded to a bank.
Read MoreBefore embarking on this strategy, it is critical to determine the order of magnitude of the benefits as well as the costs of operating in the tightly controlled bank environment.
Read MoreDoes your institution have a plan for digital? Your team should have a sense of the gaps in your platform required to enable a full digital experience.
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